
State Farm® Insurance Agent Natalia Talo
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Brittany Harris
October 1, 2025
"I had a wonderful experience working with Gladys Castillo at Natalia Talo State Farm Insurance in Oak Harbor. She responded quickly to my inquiry and made the entire process smooth and stress-free. Gladys was not only friendly and professional but also extremely knowledgeable about the coverage options available. She took the time to walk me through different plans and even identified additional ways I could save on my policy. Her recommendations ended up beating out the competition. I highly recommend Gladys to anyone looking for excellent service and real value in their insurance coverage."
"Brittany, thank you so much for this wonderful review of Gladys! We are so happy to hear of this experience and Gladys will continue to provide you with 5 Star service for many years to come! ---Natalia "
Alex Merino-Martinez
September 24, 2025
"Paz es excelente! Estoy feliz con mi aseguranza !"
"Hello Alex, thank you for leaving our office a 5 star review!"
Jaclyn Becherer
September 17, 2025
"I had an excellent experience while reviewing my life insurance at this office. Payton is knowledgeable, patient, and took time to explain the differences of life insurance to me. I felt very comfortable with my decisions and would highly recommend this office for all insurance."
"Hi Jacklyn, thank you so very much for leaving our office and Payton such a great review! It really helps us to continue to grow in our community when our policyholders let everyone know they can put their trust in us to take care of them! ---Natalia "
Kassrick
September 16, 2025
"Came into State Farm to change provider. Payton did an amazing job. Patient and great attitude. Was a pleasure working with her even if the computer wasn't being very nice. Would recommend 10/10 (This is actually a 6 🌟 review because she deserves it)"
"Hello Patrick, Thank you for this excellent review of Payton. She loves helping our customers to find the right auto insurance coverage to fit their needs at a reasonable price. We promise to continue to give you 6 star service for many years! Please let your friends and family know about us! ---Natalia "
Blissful Sheky
September 1, 2025
"Nicole Trinh is an exceptional agent; She is very knowledgeable about the policies, she make sure to answer my questions regarding the policies & explain it well. She is very accomodating, patient & professional. I appreciate all her help and will highly recommend her!"
"Hello! Thank you very much for your review of Nicole! We agree she is all of those things and more --- Natalia"
Daniel Higgins
August 22, 2025
"Payton did an excellant job. I appreciate all her effort. Great employee!"
"Hello Daniel, thank you so much for your 5 star review about Payton and your experience with our office. We promise to continue to provide 5 star service! -- Natalia"
nichole reinoso
August 20, 2025
"Amazing care for active service members! Their team went above and beyond for me while deployed and assisted me with issues from the dmv! I couldn’t ask for better care and team! Strongly recommend anyone to be insured by them !"
"Hello Nichole, I am so happy to hear that the team took great care of you. We really pride ourselves on what we do here for you! We promise to continue to take good care of you! ---Natalia "
Joyce Ahn
August 18, 2025
"I used to have same insurance company over 15 years and I didn’t pay attention about the billing amount. Lately, my coworker said she saved a big chuck of her car insurance with a new agent- Gladys. I was very pleased to see her quote which was 1/3 of my old car insurance premium and I will definitely recommend her. She is professional and very responsive."
"Hi Joyce, so happy to hear of your experience with Gladys here at the office. I agree that she is very professional and responsive! & saving you that much money is a huge bonus! Please tell your friends and family about Gladys!! ---Natalia "
Gus Suarez
August 18, 2025
"Shout out to Nicole Trinh for great customer service, in Natalia Talo's office."
"Hi Gus, so happy for Nicole's shout out! Happy she takes great care of our customers. ---Natalia "
Evan Cooper
August 18, 2025
"Thank you, Paz, for a wonderful experience. The peace of mind garnered from your hard-work allowed me to have a relaxing vacation. Thank you, again."
"Hi Evan, great to hear about your wonderful experience with Paz! Happy you enjoyed a great vacation :) ---Natalia "
Precy Treis
August 14, 2025
"Payton helped me at the office to insure my jewelry policy and she was very helpful and fast and thorough! I recommend this State Farm insurance agency for all of your policies!"
"Hi Precy, thank you for this great review for Payton here at the office! We promise to take great care of you! --Natalia "
Arianna Quesada
August 13, 2025
"Payton was a great help with looking into life insurance and to see if my auto insurance would be lower with them than progressive. She answered all of my questions and made sure that i understood everything. She was very knowledgeable and was very polite."
"Hi Arianna, thank you for letting everyone know that Payton is great to talk to you about Life insurance! --Natalia"
Claudia S
August 13, 2025
"Paz Moscoso has excellent costumer service skills, professionalism and decency. Always ready to assist and help. Her smile is welcoming and approachable. Thanks for serving the community in Spanish too!"
"Hello Claudia, thank you so much for this great review of Paz! We promise to take great care of you. ---Natalia "
Beth Downing
August 13, 2025
"Gladys is very informative and pleasant to speak to regarding insurance!"
"Hello Beth, thank you very much for your review letting us know about your positive experience with Gladys. She is very passionate about educating our policyholders. Please let your friends and family know about this experience. --Natalia "
Kristina Forbes
August 13, 2025
"Thank you to Payton! I had the best experience with this amazing lady! She is so knowledgeable with the various topics that I needed answers too! Not only was she knowledgeable but she was very patient with all of the random intermittent questions I was throwing at her during the conversation. She stayed professional and courteous the entire time! I would highly recommend this young lady to all my friends and family for life, home & auto insurance."
"Hi Kristina, thank you so much for leaving Payton this wonderful review. We appreciate you letting everyone know the ease of getting life, home and auto insurance. We promise to continue to provide you with 5 star service for many years! ---Natalia"
Carrie Ortmann
August 1, 2025
"Paz is thoughtful, listens well, curious, and talented. She really listens to her clients and understands exactly how to help them save time and money. She helped me save money just by listening to what exactly my challenge was. Thank you!! I highly recommend her!"
"Hello Carrie, thank you so much for this great review of Paz here at the office. We promise to continue to provide you with 5 star service. ---Natalia "
Cristian Cisneros
August 1, 2025
"From the first meeting, Paz Moscoso made everything clear, direct, and easy to understand. Both my girlfriend and I had a very positive experience. She explained our coverage options in a way that made sense, with no hidden fees or confusing terms. She’s professional, transparent, and really knows how to guide you through the process. I left feeling completely satisfied and confident in the decisions we made. I would absolutely recommend her to anyone looking for honest and reliable insurance support."
"Hello Cristian, thank you for leaving our office and Paz this great review. We are very happy to have earned your trust! Please send us your family and friends! We promise to continue 5 star service. ---Natalia "
Estefany Villarreal Moreno
August 1, 2025
"I had an outstanding experience working with Paz Moscoso, an exceptional agent from State Farm. From the very beginning, she provided a complete and comprehensive consultation, with the clear intention of educating me as a client, not just selling a policy. Paz took the time to explain everything — from the basics of insurance to the specific coverage I would be receiving. Everything was laid out clearly and directly, with no hidden fees or surprise charges. Her honesty, clarity, and professionalism immediately earned my trust. I felt guided, confident, and empowered throughout the process. I can wholeheartedly recommend her services and advice to anyone looking for reliable and transparent insurance guidance. I truly wouldn’t go anywhere else — if I ever need insurance again, it will definitely be with State Farm and Paz Moscoso. She has my highest consideration and full confidence."
"Hello Estephany, thank you for leaving our office and Paz a wonderful review. I am so happy she was able to gain your trust and that she made you feel well informed on your insurance decision. --- Natalia "
Aldin Ambol
July 31, 2025
"If you’re looking for a State Farm insurance agent who is professional, trustworthy, and truly dedicated to their clients, I highly recommend Nicole Trinh. She earned my loyalty and continued business!"
"Hello Aldin, thank you very much for leaving Nicole this review and letting our future policyholders know about your top-notch experience with our agency! We promise to continue to provide you with 5-star service! ---Natalia "
Marina Grisel Gutierrez Morales
July 31, 2025
"Muy buena Atención, muy agradable persona , gracias por mi aseguranza"
"Gracias por su confianza, es un gusto poder ayudarle con su aseguranza! Thank you so much for your confidence in our office, it is a pleasure to help with your insurance needs! ---Natalia"
Ubaldo Rodarte
July 28, 2025
"Paz es un excelente trabajadora, estoy feliz con mi seguro, 100% recomendada"
"Gracias por su confianza, es un gusto poder ayudarle con su aseguranza! Thank you so much for your confidence in our office, it is a pleasure to help with your insurance needs! ---Natalia"
Linda Pike
July 26, 2025
"I have been with the same insurance company for years. I do not like change at all. Their prices went up way too much for no reason. I worked with Payton and she was so helpful. She answered all of my questions very professionally. Multiple phone calls and emails later, I made the switch to State Farm. She was able to cut my bill in half. I was shocked. Thank you. I truly appreciate how patient you were with me."
"Hi Linda! Thank you so much for letting us know of your great experience with Payton here at the office! We are also really happy to hear how much money State Farm was able to save you on your auto insurance. We promise to continue to provide you with 5 star service for many years to come! ----Natalia "
Angelito Melchor
July 22, 2025
"Nicole Trinh has been absolutely exceptional as my State Farm representative. From the very first conversation, she demonstrated a deep knowledge of insurance policies and a genuine desire to ensure I understood every aspect of my coverage. She took the time to patiently walk me through the options, explain complex terms, and tailor recommendations to my personal situation—no cookie‑cutter solutions here. What truly stands out is Nicole’s responsiveness and follow‑through. Whenever I had a question—whether about adding coverage, filing a claim, or just clarifying deductibles—she replied promptly and with clarity. Her friendly, professional demeanor made what could have been a stressful process feel smooth and reassuring. Overall, I couldn’t ask for a better agent—Nicole went above and beyond to guide me and provide peace of mind. I highly recommend her to anyone seeking thorough, personalized insurance guidance."
"Hello Angelito, thank you so much for this wonderful review of Nicole. We all appreciate her exceptional customer service and attention to detail. We promise to continue to deliver 5 star service! ---Natalia "
Carlos Melchor
July 22, 2025
"Nicole is hands-down the best insurance agent I’ve ever worked with! Her kindness, and deep knowledge made the entire process effortless. Nicole treated me like family, she listened to my concerns, and explained everything clearly. I’ve never felt so confident and cared for when dealing with insurance. If I could give more than 5 stars, I would! Nicole Trinh from State Farm is a true gem. Highly, highly recommend!!!"
"Hi Carlos, thank you for sharing your wonderful experience with Nicole. She is definitely an asset to our agency! We promise to continue 5 star service for you! ---Natalia "
Jacob Funderburk
July 21, 2025
"I worked with Payton and had a fantastic experience! She was incredibly friendly, knowledgeable, and made the whole process smooth and stress-free. Payton took the time to explain everything clearly and got me a great rate that fit my needs and budget. Highly recommend reaching out to her if you’re looking for someone who genuinely cares and knows their stuff!"
"Hi Jacob, So great to hear that you had such a great experience with Payton here at the office. She will continue to take great care of you , be sure to send your friends and family her way! --Natalia "